Generally speaking - yes. Your pet insurance is likely to increase every year due to a few reasons.
The age of your pet will naturally increase your pet insurance premium each year, due to the risks presented as they get older. With age, your pet is more susceptible to more diseases and has a less efficient recovery rate following treatment or procedures.
Making a claim under your pet insurance policy could also increase your premium when it comes to renewal. Depending on the type of policy you’ve purchased, if your pet is diagnosed with a long-term, chronic, or terminal condition, this will affect your premium moving forward.
Even moving house could affect your premium. In places where the average cost of treatment or medication is higher, you will pay a higher premium.
