Its estimated there are 900,000 rabbits kept as pets in the UK confirming that these floppy eared, adorable friends are loved by many a household. They can be affectionate animals with each having its own personality as we are sure you know.
It's considered a common practise amongst many of us to insure our cats and dogs to protect against unexpected vet costs and rabbit insurance is the same, should you rabbit fall or need medical treatment it could require costly vet care the same way as any other pet would.
So whether you insure your rabbit is a decision to be made based on if you can afford any unexpected veterinary bills and whether the cost of the policy covers what you expect the vet fees to total. Ultimately the decision is down to you, as the rabbit’s carer but perhaps Petinsurance.co.uk can maybe help you reduce the premium costs with our online rabbit insurance comparison.
Like any living being, a rabbit has a list of typical medical conditions that they are more likely to suffer from, these include:
But a worthwhile pet insurance policy will cover the financial vet bills associated with these plus many more medical issues like should your rabbit fall off the sofa.
In the event of an accident or illness, the correct pet insurance will ensure you have the right level of cover for your four legged friend
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Accident only. Will cover your pet in the event of an accident, but won’t cover long-term illness. There may also be limits on the amount of time and money allowed for treatment.
Time Limited. Covers illnesses as well as accidents, but for a limited amount of time only. These policies may also come with a maximum pay-out.
Maximum Benefit. Covers illnesses and accidents up to a maximum amount per condition, but there’s no time limit on how long you can claim for. This can be useful if your pet experiences a chronic or persistent illness.
Lifetime. This is the most complete type of pet insurance available. It covers accidents, injuries or illnesses for the lifetime of your pet, subject to limits as advised in the policy. These policies can include extras such as dental cover and expenses for burial.
Unfortunately, there’s no NHS for rabbits. So if your rabbit gets ill, injured or has an accident, the vet bills will have to be paid out of your pocket. Rabbit insurance is designed to help cover these costs.
Policies can vary and can include optional extras. For instance, some insurance policies include cover should your rabbit go missing. This could be a one-off payment up to an agreed limit if your rabbit is not found, or it could cover any costs involved in advertising or a reward to help find your rabbit. Most policies can include third party liability, in the event your rabbit injures someone or causes an accident.
However, routine trips to the vet, such as for neutering and vaccinations, are unlikely to be covered by a pet insurance policy, nor will any pre-existing conditions if you switch to a different insurance provider.